Answers to simple questions may not always be easy, but they are important for clarifying your thoughts about money. We work through a series questions together to gain a deeper understanding of your dreams and objectives.

Based on the total picture that combines your values and goals with your financial life, we evaluate your present situation and provide a comprehensive financial plan and our recommendations for the next steps. We explore different scenarios specifically for you and consider all the elements related to your phase in life.

We address the concerns of young professionals, like budgeting, student loan repayment, and financial preparation for buying a home or starting a family. Bringing all elements of your life into alignment is critical so that the priorities of your life take center stage and you can enjoy the journey as you progress toward your goals. The same principles apply to other career stages when the focus may be on building wealth during peak earning years, establishing a college savings program for loved ones, preparing strategies for retirement, addressing long term care, or creating a legacy. Planning includes preserving your assets and proper risk management. The team at Pinecrest Financial will also help you review, design, and select insurance strategies that may be appropriate for your plan.

We propose custom solutions and strategies for specific investments that support your life principles and fulfill the goals of your financial plan. We carefully consider your risk tolerance and strive to minimize your expenses as we evaluate a broad selection of potential investment solutions. At this point you may choose whether or not to move forward.

With the decision to move forward with the proposed plan, we will commit ourselves toward helping you achieve your life goals and the financial goals that underpin them. We will also execute the documents necessary to put your plan into action.

We focus on holistic planning for your financial well-being, but also realize that you may also be using the specialized services of tax advisors, attorneys or other professionals. We coordinate our work with theirs to structure a plan that addresses all areas of your financial life to move you toward your goals.

Pinecrest Financial is committed to a lasting relationship with you. Know that we are available to you whenever you need us. As your life and goals change, your plan will need adjustments. At intervals convenient to you, regular meetings and follow-ups will be scheduled, giving us the opportunity to review and refine your plan as time goes along.